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Corporate social responsibility (CSR) and fintech have emerged as critical megatrends in the banking industry. This study aims to examine the impact of financial technology on the relationship between CSR and banks' financial stability. Specifically, it investigates the moderating effect of fintech on the association between CSR and the financial stability of conventional banks operating in Qatar, UAE, Saudi Arabia, Kuwait, Bahrain, Jordan, Pakistan and Turkey from 2010 to 2021.

To achieve the authors’ objective, the authors apply Baron and Kenny's three-link model, tested with fixed and random effects regression models.

The results reveal that the development of fintech decreases banks' financial stability, whereas it promotes banks' involvement in CSR strategies. Furthermore, the findings indicate that fintech plays a moderating role in the relationship between CSR and financial stability. It positively moderates the impact of CSR on financial stability. The robustness analysis highlights the mutual reinforcement of fintech and CSR dimensions in improving the financial stability of banks. Thus, by fostering community and product responsibility, fintech could enhance the financial stability of banks.

Finally, the authors recommend that banks focus more on developing technological and environmentally friendly financial products.

This study contributes significantly by providing valuable insights for managers and policymakers seeking to improve banks' financial stability through the simultaneous adoption of new financial technology products and the strong commitment to CSR practices.

The purpose of this study is to focus on Tunisian tannery sector that causes a considerable damage to the environment and consequently leads to serious health problems due to the untreated effluents generated from the various leather processing stages.

This paper discusses a voluntary initiative taken by the top managers of tannery enterprise to prevent pollution and disseminate the concept of eco-industrial activities between employees and stakeholders. In addition, this research assesses the performance of such treatment that characterizes the chemical parameters of generated pollutants. It also aims at optimizing the industrial process for cleaner production. Coagulation–flocculation process is investigated in this study. Moreover, oxidation phase by ozone is taking into account before and after coagulation–flocculation process to measure the effectiveness of the combined method for reducing the main pollutant concentrations.

The unhairing and chrome (Cr) tanning steps are considered the most polluting steps. Therefore, the application of various treatment techniques, including chemical and physicochemical processes, is realized to reduce the toxicity of the effluents. The correlation between experimental and modeling results, using artificial neural network (ANN) method, was investigated in this research. The results of the constructed ANN model are measured by the correlation of experimental and model results during coagulation–flocculation and oxidation stages. The validation of the elaborated model through the error calculation (MSE) and the correlation coefficient (R) confirm the reliability of ANN method.

Eventually, the establishment of ANN model for performance prediction of wastewater parameters is investigated due to different measurements of physical effluent outputs, such as: pH, turbidity, TSS, DS, COD, fat, TSS, S^2- and Cr. This study uses predictive modeling, a machine learning technique to tackle the problem of accurately predicting the behavior of unseen configuration.